This type of coverage provides financial protection and assistance to travelers encountering unforeseen circumstances before, during, or after a trip. For example, it can reimburse non-refundable trip costs if a traveler must cancel due to illness or injury.
Its value lies in mitigating potential financial losses and offering peace of mind. Historically, such protections have evolved to address increasingly complex travel arrangements and associated risks, becoming an integral part of responsible trip planning. These offerings can cover medical expenses, lost luggage, trip interruptions, and emergency evacuations, depending on the policy’s specifics.
